Jesiah Zapanta

Joe is fantastic to work with! Him and his team are exceptionally fast and efficient at what they do. This was our first time purchasing a home and we never felt left in the dark nor misinformed. Anyone who is looking to purchase real estate or refinance, Joe is that guy!

Jesiah Zapanta
Joseph Kelley
COO/Partner
NMLS# 1705850
Joseph Kelley | COO/Partner

What We Do

We’re making getting a mortgage easier than ever before. Golden Bay Mortgage Group
has an experienced team of brokers on staff.

Home Purchase Loans

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate Comparisons

Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Fast Funding

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Purchase Loan

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Your time & money matter. Let’s not waste either.

From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.